Credit scores Los Angeles

The most important thing to keep in mind is that companies conducting background checks fall into several broad categories. This can range from individuals commonly known as "private investigators," to companies that do nothing credit scores Los Angeles but employment screening, and to online data brokers. The National Association of Professional Background Screeners provides a directory of its members on its Web site, www.napbs.com. Corporations that employ large numbers of people may have an established relationship with a third-party background checking company or may even use an affiliated company for their employment screening. Other background checking companies may work on a less formal basis with employers. my free annual credit report Some screening companies operate in specific credit scores Los Angeles areas of the country while others, including some private investigators, conduct background screening nationwide. With the information age upon us, it is easy for employers to gather background information themselves. Much of it is computerized, allowing employers to log credit scores Los Angeles on to public records and commercial credit scores Los Angeles databases directly through dial-up networks or via the Internet. credit bureaus

Finding one of these online companies is as easy as using an Internet search engine to find web sites that specialize credit scores Los Angeles in "background checks." Employers should beware of companies advertising on the Internet that they can "find everything about anyone." They credit scores Los Angeles are not necessarily going to be in strict compliance with federal and state laws, especially the provisions that require accuracy of background check reports. Fair Credit Reporting Act and Background Checks The federal Fair Credit Reporting Act (15 USC §1681 et seq.) credit scores Los Angeles does not require employers to conduct employment background checks. But the law sets a national standard that employers must follow in employment screening. free credit report no fee State laws may give an employee more rights than the FCRA. Do I have a right to know when a background check is requested? Yes. Amendments to the FCRA, in effect September credit scores Los Angeles 30, 1997, increase the disclosure and consent requirements of employers who use "consumer reports." Such reports might consist only of a credit check.